Wealth Management

We help our clients make good financial decisions and free them from the complexity that managing investments and household finances can create. We believe that the only good investment plan is one that our clients can stick with through all market environments, so we make sure to understand each client’s needs and attitudes toward risk and desired outcomes. In times of market turmoil, we help put events in perspective for our clients so that we can all stay focused on achieving longer term goals.

Learn more about the value of advice we bring in the video below.

CLIENTS WE SERVE:

Our client relationships usually start with individuals but often grow with to serve their broader families, including the children or sometimes multiple generations.

Individuals nearing retirement
Business owners & corporate executives
Retired individuals
Medical & legal professionals

Family groups / Family offices
Trusts and estates
Individuals who want objective, expert advice from a fiduciary

HOW WE CAN HELP YOU:

As the needs of our clients grow, we scale to serve their particular services.

Retirement projections and planning
Paycheck replacement in retirement
Tax-efficient strategies
Philanthropic planning
Goal based financial planning

Estate planning
Insurance planning and risk management
Risk tolerance assessment
Comprehensive annual reviews
C-level executive compensation guidance
Charitable giving

INVESTMENT SELECTION AND MANAGEMENT BASED ON ACADEMIC RESEARCH:

Low-cost investment strategies
Investment policy development
Asset Allocation
Guidance and monitoring to keep your plan on track
Tax aware and cost effective implementation

Wealth transfer and family legacy planning
Clear and concise quarterly reporting
Responsive client service

Philosophy

The foundation of our success in Wealth Management is our approach to investing that lends itself to both growing and maintaining wealth by staying with a well-designed financial plan and sustaining wealth through the generations. Our philosophy guides our approach to making investment decisions for our clients.

Markets work

Capital markets do a good job of fairly pricing all available information and investor expectations about publicly traded securities.

Diversification is key

While concentrating investments can create wealth it can also destroy it. Diversifying reduces exposure to the risk of any one company.

Risks must be understood and managed

Investors should be compensated for taking risks, but not all risks earn a reliable reward. Risks that needlessly jeopardize performance should be reduced or eliminated, while those backed by sound academic research should be considered.

Asset allocation explains performance

Selection of asset classes (such as bonds, stocks, international or domestic) is the most important determinant of performance. Market timing and security selection seldom lead to superior risk adjusted returns.

Better performance through research

We rely on academic research and thoroughly tested principles to construct portfolios that can deliver better risk-adjusted returns.